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Financial Strength Ratings for the ING Life Companies (current as of 10/27/09)
| Company | A.M. Best | Fitch | Moody's | Standard & Poor's |
| Reliastar Life Insurance Company | A | A- | A2 | A+ |
| Reliastar Life Insurance Company of New York | A | A- | A2 | A+ |
| Security Life of Denver | A | A- | A2 | A+ |
A.M. Best Company assigns ratings from A++ to F based on a company's financial strength and ability to meet obligations to contract holders. A (Excellent) is the 3rd highest of 15 ratings. http://www.ambest.com Fitch assigns ratings from AAA to C based on company’s financial strength. A- (Strong) is the 7th highest of 19 ratings. http://fitchratings.com Moody's Investor Service (Moody's) assigns ratings from Aaa to C based on a company’s financial security. A2 (Good) is the 6th highest of 21 ratings. http://moodys.com Standard & Poor's assigns ratings from AAA to CC based on a company's financial security. A+ (Strong) is the 5th highest of 20 ratings.
http://www.standardandpoors.com Independent rating services evaluate insurance company financial strength. The ratings relate to an insurance company's ability to meet its claims and guarantees. The ratings do not apply to the safety or performance of any specific insurance product or any obligations of the variable investment option. The ratings are as of October 27, 2009 and are subject to change.
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